Buildings & Contents

Insurance

Experiencing any loss or damage to your home can be extremely stressful if you do not have the right insurance product in place to help you in your time of need.

 

Below are some short definitions of the insurance products we can offer. Give us a call for a quote, and for terms and conditions. We will be happy to talk through any of these products with you in more detail.

Buildings Insurance

Buildings insurance can cover the cost of repairing damage to the structure of your property caused by specific events. Garages, sheds and fences are also covered, as well as the cost of replacing items such as pipes, cables and drains.

 

Buildings insurance usually covers loss or damage caused by:

 

  • fire, explosion, storms, floods, earthquakes

  • theft, attempted theft and vandalism

  • frozen and burst pipes

  • fallen trees, aerials or satellite dishes

  • subsidence

  • vehicle or aircraft collisions.

 

Accidental Damage is an optional extra which we would usually recommend.

Contents Insurance

Contents insurance covers the cost of replacing your possessions if they are damaged, destroyed or stolen by an insured event such as fire, theft, escape of water to name but a few. It includes everything you would take with you if you moved home ­including your furniture, kitchen appliances, curtains, bedding, clothing, television, computing equipment and jewellery.

 

Further protection we would encourage you to consider includes:

  • Accidental Damage to your contents and

  • Personal Possessions cover which offers you protection against loss or damage to your personal items whilst away from the home.

Home Emergency Insurance

Should you experience an emergency this policy will provide you with access to an approved contractor to carry out an emergency repair.  Home Emergencies can be very stressful and the 24 hour claims line has experienced claims handlers to provide you with the advice you need.  The policy will look to cover a call-out, labour and materials to alleviate the emergency. 

 

Types of emergencies include:

  • Broken Window

  • Boiler Breakdown

  • Leaking Pipe

Family Legal Protection

Family Legal Protection is designed to provide expert legal help and assistance for you and your family against common legal issues, without running up expensive legal bills.  These could include problems with your employer, contractual disputes over the purchase of a faulty good or service, the cost of attending jury service or neighbour disputes.  The 24 hour legal helpline is there to offer advice to prevent the stress of a claim needing to take place.

Excess Protection

Most insurance policies will require you to pay an excess if you need to make a claim.  This product will reimburse the excess to you should this be the case.

 
 
 
 
 

Ashley Rodwell Insurance Agencies Ltd

Dorset House

Downend Road

Kingswood

Bristol

BS15 1SE

Telephone: 01179 604 101

Ashley Rodwell Insurance Agencies Limited are registered in England & Wales at  Boyce's Building, 42 Regent Street, Clifton, Bristol, BS8 4HU, No. 7047991

 

Authorised and regulated by the Financial Conduct Authority, Register No. 518325.

 

You can visit the FCA register by visiting the FCA website www.fca.org.uk/firms/systems-reporting/register 

 

The Financial Ombudsman Service provides consumers with a free, independent service for resolving disputes with financial firms. The contact details for the service are detailed below:

 

Financial Ombudsman Service

Exchange Tower

London

E14 9SR

 

www.financial-ombudsman.org.uk

 

Consumer helpline is 0800 023 4567