We can arrange Fleet Insurance for fleets of three or more vehicles, whether they are cars, vans, specialist vehicles or a mixture of all three. If you are presently arranging individual insurance for each vehicle moving to a fleet rated policy may be better for you.
We work with insurers who provide you with a first class claims service however we also encourage you to notify us immediately so we can take away the burden of submitting the accident report and monitor its progress thereafter, ensuring you are back on the road in no time.
If required we can also take away the burden of updating the Motor Insurance Database of any vehicle changes for you at no extra charge.
The types of insurance we believe you should consider are below, please give us a call to discuss your requirements and our solutions in more detail.
Fully Comprehensive Insurance
Fully comprehensive motor insurance is the highest level of insurance cover.
With fully comprehensive cover you are generally covered for the following, whether the accident is your fault or not:
Damage to your vehicle
Damage to third party’s vehicle
Injuries to the driver of the vehicle
Injuries to any passengers in either car
Malicious damage to your vehicle
Accidental damage to your vehicle
Fire and theft to your vehicle
Tools are crucial to some businesses, particularly to those in the construction industry and to independent tradesmen. Tools insurance provides protection to your hand-tools, power-tools and equipment for loss, damage or theft. We can also provide cover for tools that are stored in a vehicle overnight and tools whilst they are in transit.
Employers Liability Insurance
Employers' liability is a legal requirement if your business employs one or more people.
Employers Liability insurance protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you.
Each day without the cover could see your business being fined of up to £2,500 per day.
Motor Breakdown Insurance
Our Motor Breakdown product is serviced by one of our trusted suppliers, who provide a first class service to our customers.
The product provides assistance whilst at the side of the road as well as your home, will help get you to your destination or provide a recovery service for you. The product will cover the call out charge and up to one hours labour cost for an engineer to come out to you and where possible carry out emergency repairs. Unlike other products out there we have no age restriction on the vehicle.
Motor Legal Expenses Insurance
If you or your employees are involved in a motor accident that wasn't your fault, Motor Legal Expenses Insurance is there to help you recover any losses which are not covered by your general motor insurance policy and pursue compensation from the driver at fault.
This could include:
Damage to personal belongings in the vehicle
Loss of the use of your vehicle
Vehicle repair costs if you are not comprehensively insured
Your policy excess
If you or your employees are injured